TLDR 2025-10-24

Plaid and The Harris Poll surveyed 2,000+ consumers to find out what they actually expect from fintech in 2025. Users trust digital tools to help them navigate murky economic waters - but expectations are rising as well:

→ 77% say their bank must connect to their apps.

→ 57% expect AI features in fintech apps.

→ 80% see the benefits of paying by bank over cards.

The Fintech Effect 2025 breaks down eight major trends, from open banking expectations to AI adoption to alternative payments. Find out what you should build next, and where AI fits (also: where it doesn't).

Stop guessing what users want. Download the report instead.

Warner Bros. Discovery (WBD) is launching a 'review of strategic alternatives to maximize shareholder value' due to multiple offers for both the entire company and Warner Bros. Netflix, Amazon, Apple, Paramount, and Comcast are reportedly interested in buying WBD as a whole or acquiring pieces of the company. WBD already announced plans to split its cable TV and streaming businesses next year.

Anthropic now has access to up to a million of Google's custom-designed Tensor Processing Units (TPUs) thanks to a new deal worth tens of billions of dollars. The deal is expected to bring well over a gigawatt of AI compute capacity online in 2026. Anthropic spreads its workloads across vendors, letting it fine-tune for price, performance, and power constraints. Google's TPUs offer Anthropic strong price-performance and efficiency.

Intentional price-fixing through collusion has long been illegal. Sellers are increasingly relying on algorithms that repeatedly adjust prices in response to new data about the state of the market. It is much harder to ensure these algorithms set fair prices as there is no explicit collusion. Algorithms can collude tacitly even when not programmed to do so. One way to fix this problem is to ban all pricing algorithms except the no-swap-regret algorithms that game theorists favor. There are methods for checking if an algorithm has a no-swap-regret property without looking at its code, so there are practical ways of enforcing this idea.

Wonder Studios, an AI creative studio backed by OpenAI and DeepMind executives, has raised $12 million in seed funding to expand its production. The funding will be used to double the company's engineering team and accelerate a push into intellectual-property ownership and original content production. The round was led by European venture capital firm Atomico. Wonder Studios plans to release a number of commercial and original productions next year.

Lovart, the world's first design agent, is taking off with millions of users and 8-figure ARR. Its new Fast Mode speeds up output by 80%, orchestrating models such as Sora 2, nano Banana, and Veo 3.1 to turn prompts into brand-ready visuals in minutes. See how it works ⚡️.

The Workflow DevKit makes any TypeScript function durable. It allows developers to build apps and AI agents that can suspend, resume, and maintain state with ease. The dev kit is easy to set up as it works with already existing frameworks. It is open source and portable by design.

Amazon has published a detailed postmortem that explains the recent day-long outage that disrupted major websites and services. The root cause was a race condition in DynamoDB's automated DNS management system that left an empty DNS record for the service's regional endpoint. The race condition occurred when one DNS Enactor experienced 'unusually high delays' while the DNS Planner continued generating new plans. AWS has disabled the DynamoDB DNS Planner and DNS Enactor automation worldwide until safeguards are put in place.

The AI coding tool market is scaling explosively, with all the companies betting on the assumption that models will keep getting better at generating code. The entire market becomes a house of cards if that assumption is wrong. However, whoever solves the architecture problem wins everything. Even modest fundamental improvements would cascade through the entire ecosystem. The question is whether any lab will prioritize the hard path of fixing the foundation over the easy path of building apps.

If you're competent and you put some amount of effort into demonstrating that competence, you can free yourself from the world of recruiters. If you can generate even half of what you need to live by yourself, you've doubled the amount of time you'll survive without conventional employment. Sales is just looking at someone's problem and giving them a quote for fixing it. Being in control of your work means being able to tell customers they aren't a good fit.

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You should always use --dangerously-skip-permissions, but do it in a sandbox.

The gene therapy uses the patient's own stem cells, offering a lasting, donor-free solution to ADA-SCID (known as 'bubble boy' disease).

Binance's Changpeng Zhao has been pardoned following months of efforts by Zhao to boost the Trump family's own crypto company.

A study by MIT found that 95% of corporate AI initiatives fail.

Microsoft implemented an across-the-board goal of 30% profit margins in 2023, well above the industry average of 17%-22%.

Project Amplify, designed for everyday movement, uses lightweight robotics to boost running and walking speed.