TLDR Fintech 2026-10-22

Ramp national trust bank charter 🏦, Checkout.com in-store payments 💰, Fintech funding fell 21% 📉

Together WithSponsor

How financial services companies are preventing frontier-model attacks (Sponsor)

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News & Trends

Checkout.com expands into in-person payments (3 minute read)

JPMorgan announces $5 billion in investments in companies critical to US national security (2 minute read)

Ramp applies for national trust bank charter from OCC (4 minute read)

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Deep Dives & Reports

Nubank makes its mark in the US and more (26 minute podcast)

Fintech funding fell 21% in Q3 as deals grew scarcer (7 minute read)

Finance is entering its mod era (8 minute read)

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Launches & Products

Visa, BILL, and Billtrust launch live pilot for trusted AI agent payments (5 minute read)

Anthropic's new AI agent purchases business supplies (2 minute read)

Mastercard opens early access to AI agent payments following pilots with Coinbase, Base, and Cloudflare (4 minute read)

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Miscellaneous

PayPal CEO says company needs faster decisions and clearer accountability (6 minute read)

Ramp bolsters treasury management capabilities with Vesto acquisition (1 minute read)

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